Terms of Use

Last Updated: September 27, 2024

Please read these Terms of Use carefully before accessing or using any part of this platform. By accessing or using the platform, you agree to be bound by these terms. If you do not agree, you must not use the platform.

1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and Memkalurid ("we," "us," or "our") governing your access to and use of the platform available at memkalurid.biz, including all associated content, features, and services. Your continued use of the platform following any posted changes to these terms constitutes your acceptance of those changes.

2. Eligibility

You must be at least 18 years of age to use this platform. By accessing or using the platform, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding agreement. If you are accessing the platform on behalf of an organisation, you represent that you have the authority to bind that organisation to these terms.

3. Account Registration and Security

3.1 Account Creation

Certain features of the platform require you to register for an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the accuracy of your account information.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately at [email protected] if you suspect any unauthorised access to or use of your account. We will not be liable for any loss or damage arising from your failure to protect your account credentials.

3.3 Account Termination

We reserve the right to suspend or terminate your account at our discretion, including if we believe you have violated these terms, provided false information, or engaged in conduct harmful to other users or the platform.

4. Use of the Platform

4.1 Permitted Use

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the platform solely for your personal, non-commercial educational purposes in accordance with these terms.

4.2 Prohibited Conduct

You agree not to:

5. Intellectual Property

5.1 Ownership

All content on the platform, including but not limited to text, graphics, logos, images, audio, video, course materials, and software, is the property of Memkalurid or its content licensors and is protected by applicable intellectual property laws. All rights not expressly granted are reserved.

5.2 User Content

By submitting, posting, or displaying any content on the platform, you grant us a worldwide, royalty-free, non-exclusive licence to use, reproduce, adapt, publish, and distribute such content in connection with operating and improving the platform. You represent and warrant that you have all rights necessary to grant this licence and that your content does not infringe any third-party rights.

5.3 Feedback

If you provide us with any feedback, suggestions, or ideas regarding the platform, you grant us the right to use such feedback without restriction or compensation to you.

6. Course Enrolment and Access

6.1 Enrolment

Upon completing enrolment and any applicable payment for a course, you are granted access to the course materials for the duration specified at the time of purchase. Access rights are personal to you and may not be shared or transferred.

6.2 Course Availability

We reserve the right to modify, suspend, or discontinue any course or feature at any time. We will make reasonable efforts to notify users of material changes, but we are not liable for any such changes, suspension, or discontinuation.

6.3 No Academic Credit

Unless explicitly stated, completion of any course or programme on this platform does not confer academic credit, professional certification, or formal qualification from any accrediting body.

7. Payments and Refunds

7.1 Fees

Certain courses and features are offered for a fee. All fees are stated at the point of purchase. We reserve the right to change our pricing at any time, with changes taking effect upon posting to the platform.

7.2 Payment Processing

Payments are processed through third-party payment processors. By making a purchase, you agree to the terms and conditions of the applicable payment processor. We do not store your full payment card details.

7.3 Refund Policy

Refund eligibility is determined at the time of purchase and will be described in the applicable course or product listing. Unless otherwise stated, all sales are final once course access has been granted. Requests for refunds should be directed to [email protected].

8. Third-Party Links and Services

The platform may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the terms and privacy policies of any third-party services you access through the platform.

9. Disclaimers

9.1 Educational Information Only

All content provided on this platform, including course materials relating to machine learning and quantitative trading strategies, is intended for educational and informational purposes only. Nothing on this platform constitutes financial, investment, legal, or professional advice. You should not rely on any content from the platform as a basis for making financial or investment decisions.

9.2 No Warranty

The platform and all content are provided on an "as is" and "as available" basis without warranty of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Memkalurid and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your access to or use of the platform, even if we have been advised of the possibility of such damages. Our total aggregate liability to you for any claim arising under or in connection with these terms shall not exceed the total amount paid by you to us in the twelve months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Memkalurid and its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the platform, your violation of these terms, or your infringement of any third-party rights.

12. Privacy

Your use of the platform is also governed by our Privacy Policy, which is incorporated into these terms by reference. By using the platform, you consent to the collection and use of your information as described in the Privacy Policy.

13. Modifications to the Terms

We reserve the right to update or modify these Terms of Use at any time. When we make changes, we will update the "Last Updated" date at the top of this page. It is your responsibility to review these terms periodically. Your continued use of the platform after any changes constitutes your acceptance of the revised terms.

14. Suspension and Termination

We may suspend or terminate your access to the platform at any time, with or without notice, for any reason, including but not limited to your breach of these terms. Upon termination, your right to use the platform will immediately cease. Provisions of these terms that by their nature should survive termination shall remain in full force and effect.

15. Severability

If any provision of these terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision will be modified to the minimum extent necessary to make it valid and enforceable.

16. Entire Agreement

These Terms of Use, together with the Privacy Policy and any other legal notices or agreements published by us on the platform, constitute the entire agreement between you and Memkalurid with respect to your use of the platform and supersede all prior agreements, representations, and understandings.

17. Contact Information

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us:

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By using this platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.